Non-profit debt consolidation companies do exist, but finding a good one can be an exercise in frustration. A quick online or telephone book search will give a consumer a number of firms with the non-profit wording attached to their names. In far too many cases, that's the only relationship they have to the words.
There are very good civic and religious organizations who may provide true non-profit debt consolidation, but the majority of the companies who used the term are far from it. They will lure the consumer in, who thinks there will be no fees, and then the surprise comes. The more upfront companies will specify that there are certain fees or they may even classify them as donations. Either way, they want to be paid for their services. In many ways, even this deception is better than the ones who simply skim money from the monthly accounts that the consumer pays into.
In the case of that, it is even hard to make legal action stick. There will have been some very fine print in the contract the consumer signed that makes it legal. Not only is the consumer out the money that they didn't expect to spend, they feel a violation of trust.
There's a way to avoid these circumstances, and that's to do a massive amount of homework on the non-profit debt consolidation company before even calling or meeting with them for the first time. Between online searches and calls to the Better Business Bureau, it is relatively easy to amass enough information to make an informed decision.
The genuine non-profit debt consolidation organization will be very forthright about how they work, and chances are even their fine print will be available to read over online. There will be full disclosure of exactly how they work and what a consumer can expect from them. It's worth the effort of reading.
If a consumer becomes doubtful of non-profit organizations, then working with a debt resolution or consolidation company is an option. By checking out reliability and reputation, and paying for the service, it can provide a certain sense of control and well-being. The fees can be worthwhile considering the service that are rendered. From debt negotiators to account management and even legal advocacy in debt collector harassment situations, the fees may be the best money ever spent. There are many types of consolidation. The best one is what gets a consumer out of debt quickly and cleanly.
http://www.NationalRelief.com is one of the country's largest and most reputable debt resolution companies, and extensive consumer information about different programs can be found there - http://www.nationalrelief.com Consumers may also call 1 (888) 703-4948 begin_of_the_skype_highlighting 1 (888) 703-4948 end_of_the_skype_highlighting to speak with a qualified professional
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